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About this licence
Microsoft 365 Personal: Your Always-Up-to-Date Productivity Command Centre
Forget the days of buying a static software package that slowly becomes outdated the moment you install it. Microsoft 365 Personal is a rolling, evolving subscription that puts the complete universe of Microsoft's premium Office applications, intelligent cloud services, and advanced security tools onto all your devices. It is designed for the individual who demands more than just a word processor — the professional working on a side project, the student managing a complex research paper, the family organiser keeping a busy household on track, or anyone who simply wants the most powerful and secure digital toolkit available, continuously refreshed with the latest AI-driven capabilities.
This is a 12-month retail subscription for one person, providing a license that covers installation on up to five devices simultaneously — your Windows PC, Mac, iPhone, iPad, and Android phone. The single greatest advantage is the seamless, cross-device continuity it creates. You start a document on your desktop, polish it on your tablet during your commute, and deliver it from your phone, all while your files, settings, and even your writing style sync intelligently through the cloud. It is not just software; it is a connected, personal productivity ecosystem that learns and adapts to you.
Key features and benefits
Full desktop Office applications, always current: You are not limited to web browser versions. You get the complete, fully featured Word, Excel, PowerPoint, Outlook, OneNote, and Access (PC only) applications installed directly on your devices. The subscription model means these apps receive continuous feature and security updates, ensuring you always have the latest tools, from new data analysis functions in Excel to advanced presentation features in PowerPoint, without ever paying for an upgrade.
1 TB of OneDrive cloud storage with Personal Vault: This is the backbone of your modern file experience. One terabyte of storage securely houses your documents, photos, and files, making them accessible from any web browser. The Personal Vault adds a critical layer of identity verification for sensitive files like tax documents or ID scans. Ransomware detection actively monitors your files and helps you restore them if an attack occurs, while version history lets you roll back any document to a previous state.
AI-powered productivity with Microsoft Editor and Copilot integration: Write with confidence across the web and in your documents. Microsoft Editor provides premium, context-aware grammar and style suggestions that go far beyond basic spell-check. As a Microsoft 365 subscriber, you are first in line to receive cutting-edge AI features, including intelligent writing assistance and automated data insights that surface trends in your spreadsheets, helping you create polished, professional work faster.
What you get
Retail-type licence key (see product page for licence type)
What are the system requirements for Microsoft 365 Personal?
Microsoft 365 Personal requires Windows 10/11, at least 4 GB of RAM (though 8 GB is recommended), and 2 GB of free storage space. An internet connection is needed for download and activation.
What kind of license do I get with Microsoft 365 Personal from Lizensa?
Your Microsoft 365 Personal license is a perpetual (lifetime) license — buy once and use forever on one device. This means no recurring fees or subscriptions. You'll also receive free updates and security patches from Lizensa.
What's included with my Microsoft 365 Personal purchase from Lizensa?
Your purchase includes a genuine Microsoft 365 Personal license key, a download link from the official Microsoft website, step-by-step activation instructions, a VAT invoice (EU), and lifetime access to the key in your Lizensa account. All keys are authentic and backed by our 14-day money-back guarantee.
Why is Microsoft 365 Personal so much cheaper on Lizensa?
At just €42.90, our Microsoft 365 Personal license is up to 86% cheaper than retail because we buy in wholesale volume from European distribution channels and pass the savings directly to you. You get the exact same genuine product — just without the retail markup.
How do I install and activate Microsoft 365 Personal from Lizensa?
After purchase, you'll receive a download link and license key by email. Download the software from the official Microsoft website, enter your key during installation or in the activation menu, and follow the guided setup. Full instructions are included with your purchase.
Is Microsoft 365 Personal compatible with my operating system?
Microsoft 365 Personal is compatible with current versions of Windows and macOS. Please check the system requirements section on this page before purchasing. Most modern PCs and Macs meet or exceed the minimum requirements.
How quickly will I receive my license key from Lizensa?
Your license key is delivered instantly via email after payment is confirmed — typically within 30 seconds. You'll also find it in your Lizensa account dashboard under My Library.
Are Lizensa license keys genuine and legal in the EU?
Yes. Our licenses are sourced through European distribution channels and come with a VAT invoice. The EU Court of Justice (UsedSoft v Oracle, C-128/11) has confirmed that software license resale is legal within the European Economic Area.
What is Lizensa's refund policy?
We offer a 14-day money-back guarantee on all licenses. If you encounter any issues with activation or the product doesn't meet your needs, contact our support team for a full refund — no questions asked.
How do I activate my Microsoft 365 Personal license from Lizensa?
After purchase, you'll receive an email with your license key and step-by-step activation instructions. Simply enter the key during installation or in your system's activation settings. Most activations take under 2 minutes.
Do I get support with my Lizensa purchase?
Absolutely. Our multilingual support team responds within one hour during business hours. We can assist with installation, activation troubleshooting, and license questions via email in English, German, French, Spanish, Italian, Dutch, and Polish.
Is this licence lawfully resold in the EU?
Yes. Sourced through authorized European distribution channels. Every key is genuine and resaleable under EU “exhaustion of rights” (CJEU C-128/11).
How fast does the key arrive?
Average delivery is 43 seconds. We commit to under 60 seconds. If we miss that, you get a free replacement.
Can I get a refund if it doesn’t work for me?
Yes. EU consumer law gives you 14 days to return any unused key — no fees, no questions. Honoured without friction.
Do you provide a VAT invoice for B2B?
Yes. EU-compliant invoice with every order, downloadable from your dashboard. Valid VAT number triggers automatic reverse-charge.
What languages is the activation guide in?
EN, DE, FR, ES, NL, PL, IT, PT — matched automatically to your account locale.
What if I have trouble activating?
Email or chat support replies in your language within an hour during EU business hours. We’ll walk you through it or replace the key.
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Advanced security with Microsoft Defender for individuals: Protect your digital life across platforms. Microsoft Defender provides real-time security monitoring and anti-malware protection not just for Windows, but also for your Mac, iOS, and Android devices. It monitors for identity theft, alerts you to data breaches involving your personal information, and includes a built-in VPN to encrypt your connection on unsecured public Wi-Fi networks, keeping your data private.
Ad-free Outlook with a 50 GB mailbox and custom domain: Transform your email experience. The premium Outlook.com features remove distracting advertisements and expand your mailbox to a generous 50 GB. A standout benefit is the ability to use a custom domain (e.g., you@yourname.com) powered by Microsoft's robust email infrastructure, projecting a professional image without the cost of a separate business email service.
Seamless cross-device experience on up to 5 devices: Your license is not tied to a single machine. Install the full Office suite on your Windows PC, Mac, iPad, iPhone, and Android phone simultaneously. Your documents, notes, and settings follow you through OneDrive, enabling a fluid workflow where you can pick up exactly where you left off, regardless of the screen in front of you.
60 minutes of monthly Skype calling: Stay connected globally. Your subscription includes 60 minutes of Skype credit each month to call mobile phones and landlines in over 60 countries, providing a simple, integrated way to reach friends, family, or colleagues who are not online.
Comprehensive multimedia and note-taking tools: Go beyond documents and spreadsheets. OneNote serves as a limitless digital notebook for organising thoughts, research, and to-do lists with multimedia support. The full desktop version of Access (for Windows PC) allows you to build and manage powerful custom databases for personal projects or inventory tracking.
What's included with your purchase
When you purchase Microsoft 365 Personal from Lizensa, you receive a genuine 12-month retail subscription license key. This is not a perpetual, one-time purchase license that locks you into a single version of Office. Instead, it is a renewable term license that unlocks the full, continuously updated Microsoft 365 ecosystem for one user for a full year.
Your purchase includes a digital license key delivered instantly by email, along with a direct download link to the official Microsoft installation source. We provide a clear, step-by-step activation guide to help you through the process. A full VAT invoice is included with every order, which is essential for professional expense tracking and B2B reverse-charge mechanisms within the EU.
The activation process is straightforward: you redeem your key on the official Microsoft setup page by signing in with your Microsoft account. The subscription can be applied to a brand-new account or extend an existing Microsoft 365 subscription. The license covers installation on up to five devices across Windows, macOS, iOS, and Android, ensuring you are covered on your desktop, laptop, tablet, and phone. Please note that while the core Office apps are available across all these platforms, the Access database application is available only on Windows PCs.
Office versions compared — which one should you buy?
Choosing between a one-time purchase of Office and a Microsoft 365 subscription is a critical decision that depends on your needs. A one-time purchase, such as Office Home & Student 2021, provides a static set of classic applications (Word, Excel, PowerPoint) for one PC or Mac. You pay once and own that version forever, but you will never receive feature updates, and it is limited to a single device.
Microsoft 365 Personal, by contrast, is a living service. Your subscription gives you the full suite of always-updated desktop applications, including Outlook, OneNote, and Access (PC only), which are often missing from the basic one-time purchase editions. The inclusion of 1 TB of OneDrive cloud storage, advanced security with Microsoft Defender, and premium mobile apps creates a value proposition that a static license cannot match. This edition is best for an individual who uses multiple devices, wants the latest AI and productivity features, and values having their files and security managed seamlessly across their digital life. It is the definitive choice for a modern, connected user, whereas a one-time purchase suits someone with a single computer who needs only core apps and prefers a fixed feature set.
System requirements / compatibility
To ensure a smooth experience, your devices should meet the following minimum requirements for Microsoft 365 Personal. The subscription is designed for broad compatibility across modern hardware.
Operating Systems: Windows 10 or Windows 11 are required for the desktop applications on PC. Mac users must be running one of the three most recent versions of macOS. For mobile productivity, your device needs iOS 16 or later, or Android 9 or later.
Processor: A 1.6 GHz dual-core processor or faster is required for the desktop applications on both Windows and Mac.
Memory: A minimum of 4 GB of RAM is required, though 8 GB is recommended for optimal performance, especially when working with large datasets in Excel or complex presentations.
Storage: You will need at least 4 GB of available disk space to install the suite of desktop applications.
Display: A screen resolution of 1280 x 768 pixels is the minimum requirement.
Internet: A stable internet connection is mandatory for the initial installation, license activation, and to utilise all cloud-based features, including OneDrive storage, automatic updates, and AI-powered tools.
Language Support: The software is fully localised and available in English, German, French, Spanish, Italian, Dutch, Polish, Portuguese, and Japanese.
Linux Compatibility: Please note that there is no native support for Linux desktop applications. Access is available via the web-based Office apps through a browser.
Installation and activation
Getting started with your Microsoft 365 Personal subscription is designed to be a fast and simple process. After your payment is securely processed, you will receive an email within an average of 60 seconds containing your unique 25-character license key and a direct link to the official Microsoft download portal.
To activate, click the link in your email or navigate to the Microsoft 365 setup site. Sign in with your existing Microsoft account or create a new one for free. Enter the license key exactly as provided, and the subscription will be tied to your account. You can then download and install the applications on your devices by signing into the same Microsoft account on each one. The subscription allows for installation on up to five devices simultaneously.
If you encounter any issues during activation, Lizensa provides free multilingual technical support. Our team can assist with troubleshooting error codes or guiding you through the process. You can reinstall the software at any time during your subscription period, for example, after upgrading a computer or recovering from a system crash, simply by logging into your Microsoft account and re-downloading the installer.
Why choose Lizensa for your software licenses
When you purchase a digital license, the source matters as much as the software itself. At Lizensa, we have built our reputation on being a trusted, EU-based partner for genuine software. The moment you complete your purchase through our Stripe-secured checkout — which supports SEPA, iDEAL, BLIK, Google Pay, and major credit cards — our automated system begins processing your order. Your license key is delivered digitally by email in under a minute on average, allowing you to start your download without delay.
Every license we sell is 100% genuine and sourced directly from authorised European distribution channels. This guarantees that your activation is valid across all 27 EU member states and is fully compliant with Microsoft's terms of service. You are not just buying a string of characters; you are buying a legally sound, verifiable license backed by full EU consumer protection rights. This includes a 14-day right of withdrawal, giving you peace of mind that your purchase is risk-free. We provide a detailed VAT invoice with every order, which is crucial for professionals and businesses managing their accounts, with reverse-charge mechanisms available for B2B transactions. Our commitment to you extends beyond the sale with free, knowledgeable, multilingual technical support ready to assist with any installation or activation questions.
FAQ — frequently asked questions
Is Microsoft 365 Personal a subscription or a one-time purchase?
Microsoft 365 Personal is a 12-month subscription. You pay for one year of service, which includes all application updates, new features, OneDrive storage, and security tools for that period. Your subscription can be set to automatically renew or you can manually extend it with a new key before it expires to maintain uninterrupted access.
How fast do I get my license key after ordering?
Our delivery is virtually instant. On average, the email containing your unique license key and download instructions arrives in your inbox within 60 seconds of a successfully processed payment. You can begin downloading and activating your software immediately.
Is this a genuine and legal license for use in the EU?
Absolutely. Lizensa supplies only 100% genuine, verified retail licenses sourced from authorised European distribution. Your license is fully legal for activation and use in any of the 27 EU member states and complies with all Microsoft terms of service.
What if I have trouble activating the license?
Activation issues are rare, but if you encounter one, our free multilingual technical support team is ready to help. We can guide you through the correct Microsoft setup page, help interpret any error codes, and ensure your key is applied correctly to your Microsoft account.
Can I reinstall the software or transfer the license to a new computer?
Yes, you can reinstall the applications at any time. Since the license is tied to your Microsoft account, not a single device, you can simply deactivate it on an old computer and install it on a new one. You can manage your installations through your Microsoft account dashboard, up to the limit of five concurrent devices.
Does this work on a Mac, iPhone, and Android device?
Yes, it is designed for a cross-platform world. The subscription provides the full-featured desktop apps for both Windows PC and Mac, as well as fully optimised mobile apps for iOS (iPhone and iPad) and Android devices. You can install it on any combination of these up to five devices total.
What payment methods are accepted at Lizensa?
We offer a secure, Stripe-powered checkout that accepts a wide range of payment methods popular across Europe. You can pay via SEPA bank transfer, iDEAL, BLIK, Google Pay, and all major credit and debit cards like Visa and Mastercard.
Do you provide a VAT invoice with the purchase?
Yes, a detailed VAT invoice is automatically generated and included with your order confirmation email. This is essential for personal record-keeping and is fully compliant for business accounting, including the EU reverse-charge mechanism for valid B2B transactions.
What is your refund policy?
As an EU-based company, we fully honour the EU consumer right of withdrawal. You have a 14-day period from the date of purchase to request a refund, provided the license key has not been activated or disclosed to a third party. This ensures your purchase is risk-free.
What is the difference between this and a 'perpetual' Office license like Office 2021?
A perpetual license, like Office Home & Student 2021, is a one-time purchase that gives you a fixed version of core apps for one computer forever, with no feature updates. This Microsoft 365 Personal subscription gives you the full, always-updated suite of apps for all your devices, plus 1 TB of cloud storage, advanced security tools, and AI features for a yearly fee.
Does this subscription include Access and Publisher?
This subscription includes the full desktop version of Microsoft Access for Windows PC. It is a powerful database management tool. Microsoft Publisher, however, is not included in the Microsoft 365 Personal plan and is only available in specific business-oriented subscriptions.
Can I use this license to extend my existing Microsoft 365 subscription?
Yes, you can. When you redeem the license key on your Microsoft account, it will add 12 months to your current subscription's remaining time. You do not lose any existing days, and the new term will begin after your current paid period ends.
